Silver Rock Fernie Real Estate – Condos for Sale & Investment Info

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Resort-style condos with amenities that drive strong rental returns

SILVER ROCK

🏢 Why Investors Look Here

Silver Rock is one of the rare strata buildings in Fernie that historically permits short-term rentals (STRs). With full resort-style amenities and steady year-round tourism demand, these condos check the two biggest investor boxes: cash flow potential and capital appreciation. The combination of reliable occupancy, strong nightly rates, and limited comparable inventory makes Silver Rock a standout choice for buyers seeking both income and long-term value.

STR-Friendly: Historically allowed nightly rentals (always confirm bylaws).

Amenities Drive Rates: Pool, hot tub, gym, underground parking, elevator.

Location: Minutes to Fernie Alpine Resort + downtown core.

Silver Rock Condominiums for sale

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Invest in Silver Rock Condos (1500 McDonald Ave, Fernie)

A practical, data-backed guide to short-term rental (STR) investing at Silver Rock — including 3-year ROI forecasts, after-tax notes, and a clear path to making numbers work in Fernie.

Request the Silver Rock ROI Pack Call/Text 250-619-0390

$175–$200Typical ADR (season-adjusted)

48–75%Modeled occupancy range

2.6–6.9%Cap rate (all-cash modeled)

30–100%+3-yr leveraged ROI (modeled)

Why 1500 McDonald Ave (Silver Rock)?

Investor fit: historically STR-friendly (confirm bylaws), strong amenity stack (indoor pool, hot tub, gym, underground parking, elevator), and minutes to the hill and downtown — all of which help sustain rates and occupancy.

Verify current strata bylaws and municipal/provincial STR rules before relying on nightly-rental income.

After-Tax Snapshot (BC, Canada)

Income tax: net rental profit taxed at your marginal rate; mortgage interest, strata, utilities, mgmt, insurance, advertising, and repairs are typically deductible.
CCA (depreciation): reduces tax now; increases recapture/capital gains later.
GST/PST/MRDT: ~16% on stays <27 days; platforms often remit automatically in BC.

Sales History (5 Years) — 1500 McDonald Ave

Average closed prices based on the last five calendar years of sales at Silver Rock.

Year	Average Price	YoY Change	YoY %	Since 2021	Since 2021 %
2021	$406,744	—	—	$0	0.0%
2022	$407,333	+$589	+0.1%	+$589	+0.1%
2023	$437,843	+$30,510	+7.5%	+$31,099	+7.6%
2024	$495,333	+$57,490	+13.1%	+$88,589	+21.8%
2025 YTD	$500,000	+$4,667	+0.9%	+$93,256	+22.9%

Takeaway: Average prices have risen about 23% since 2021, supporting the equity-growth side of the STR investment case.

3-Year STR Projections (Data-Backed Models)

Assumptions: price $450,000 (1-bed), gross $25,258–$51,238, mgmt 25%, fixed ops $7,200/yr, 25-yr amort, appreciation 4%/yr. Pre-tax figures.

Annual Net Income (before debt service)

Case	Gross	Mgmt (25%)	Ops	Annual Net
Conservative	$25,258	$6,315	$7,200	$11,744
Optimistic	$51,238	$12,810	$7,200	$31,228

Cash Flow After Mortgage (by Down Payment)

Down Payment	Rate	Conservative	Optimistic
20%	5.50%	–$14,785/yr	+$4,700/yr
35%	5.25%	–$9,290/yr	+$10,195/yr
50%	5.00%	–$4,040/yr	+$15,445/yr
All-Cash	—	+$11,744/yr	+$31,228/yr

Total Return Over 3 Years

Scenario	Principal (3y)	Appreciation (3y)	Cash Flow (3y)	Total Return	ROI on Cash
20% Down — Cons	$21,892	$56,189	–$44,355	$33,726	37.5%
20% Down — Opt	$21,892	$56,189	+$14,100	$92,181	102.4%
35% Down — Cons	$18,403	$56,189	–$27,870	$46,722	29.7%
35% Down — Opt	$18,403	$56,189	+$30,585	$105,177	66.8%
50% Down — Cons	$14,642	$56,189	–$12,120	$58,710	26.1%
50% Down — Opt	$14,642	$56,189	+$46,335	$117,165	52.1%
All-Cash — Cons	$0	$56,189	+$35,232	$91,419	20.3%
All-Cash — Opt	$0	$56,189	+$93,684	$149,874	33.3%

Figures are illustrative; verify unit-specific numbers, financing, and rules before relying on projections.

Common Questions

How do I maximize occupancy and ADR?

Professional photos, dynamic pricing, thoughtful staging, mid-week promos, and emphasizing amenities (Pool • Hot Tub • Parking • Trails) all help lift performance.

Should I self-manage or hire a local STR manager?

Self-managing can squeeze yield but takes time. Local firms charge 20–30% of gross and often increase revenue with better pricing + operations.

What about new BC STR rules?

Regulations evolve. Always confirm the latest provincial framework and strata bylaws before committing. Flexibility to pivot to longer stays can reduce risk.

Request the Silver Rock ROI Pack

Call/Text: 250-619-0390 — or send your details below for comps, bylaw checks, and a customized model.

Call/Text 250-619-0390 See ROI Scenarios

Disclaimer: Informational only — not financial, legal, or tax advice. STR rules and strata bylaws can change.

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Silver Rock Fernie