Issue 32 Jan 29 2026 5 min read

The listing pool got a little deeper this week.

More inventory gave buyers more room to compare.

Market balance

Buyer Seller
3 / 10

Balanced - slight buyer edge.

New listings 0 A bit more choice showed up.
Sales 0 No deals closed.
Absorption
(4wk avg)
0 Inventory isn’t clearing quickly.
Market pressure Buyer edge Buyers have leverage - pricing needs to be sharp to move.
Buyer take

Expect choice, and do not be afraid to negotiate.

Seller take

Pricing and presentation need to do the heavy lifting.

Market read

The week, in plain English

The headline looked fine. 6 new listings arrived while 0 sales closed. No sales closed this week. The sold column stayed quiet this week. Taken together, this was a market that stayed active, but only rewarded listings that were positioned correctly. Seller reductions were more visible this week.

What I’m watching next

Whether extra supply leads to action or just more comparison.

If the clean listings move early, demand is still there underneath this. If they do not, the next push likely comes from sellers getting sharper on price rather than from buyers suddenly disappearing.

The charts that matter

The charts that matter

The numbers make more sense once you zoom out. That is the better way to tell whether supply and demand are actually changing. The better read here is about direction, not drama.

Inventory

101 current

High 136 · Low 39.0

Inventory

101 homes on market

Supply is running above last year, giving buyers more room to compare and negotiate.

1-year view

In this view: High 136 · Low 39 · Avg 101

Current snapshot: Current 101 · Vs last year ↑ 9% · 74% of cycle high

Low Inventory cycle High

Sales pace

2.38 / week

High 5.38 · Low 1.00

Sales

2.375 sales/week

Demand is present, but monthly absorption remains light relative to available supply.

1-year view

In this view: Avg 2.375 · Absorption 0.0% monthly · Range high 5.375

Current snapshot: Current 2.375 · Vs last year ↓ 30% · Balanced conditions.

New listings

New listings

If you want the tone of the week, start with what hit the board. That matters because the numbers look cleaner than the reality underneath. That sets up the rest of the week.

The first real signal this week came from supply. That is where buyers decide whether to act or wait.

The easiest place to start this week is with new inventory.

402A 6th Avenue - $939,900

Worth watching early - detached launches often tell you fastest whether buyers are prepared to act or just compare.

Detached launches like this tend to tell you quickly whether buyers are ready to move - or still comparing.

Also new this week

See all listings →

Price cuts

Price cuts

If the market pushed back anywhere, it was here. That is where sellers start reacting to the market they have, not the one they wanted. That makes this section useful well beyond the raw count.

The board gave more visible evidence of price discovery this week.

  • 2 visible price cuts this week
  • Weekly cut rate: 2.0% of active listings
  • Median reduction: $12,750
  • Largest cut: $15,500

Pressure on the board

  • 31 active listings are currently trading below original list
  • Reduced active share: 31.3% of the current active board
  • Expired / cancelled this week: 4 (3 expired, 1 cancelled)
  • 4-week average: 2.0 cuts/week
  • 12-week average: 0.8 cuts/week

This week’s cuts to watch

That reflects buyers pushing back on listings that feel stretched. Price discipline should matter more than extra exposure alone.

Financing backdrop

Financing backdrop

Fernie is its own market, but I still keep an eye on the broader financing backdrop because buyers do feel it.

  • BoC rate: As of 2026-01-30, the Bank of Canada policy rate was 2.25%, which matters most for variable-rate borrowers and helps shape borrowing confidence.
  • Bond yields: Canada’s 5-year bond yield remains the main fixed-mortgage watch, and it had moved sideways versus about a month earlier.
  • Oil / inflation mood: Oil was rising into the week, so it was keeping inflation concerns a bit alive.

Closing insight

Closing insight

More supply is giving buyers control. This is leaning buyer.

Data notes. Data sourced from MLS activity for the week ending Jan 29 2026. Numbers reflect the Fernie market unless otherwise noted.

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